CRM interactive graphic
Implement Identify risk Assess magnitude of impacts Identify measures CRM measures Prioritise and fund measures Monitor and evaluate Learning Climate Risk Assessment Decisions making and implementation Mitigation and sustainable development Climate change adaptation and disaster risk reduction: Risk finance, insurance, and transformational approaches


Mainstreaming climate risks into relevant processes and policies at the national and sub-national level fosters a holistic consideration of climate change impacts in affected sectors and highlights the need for specific instruments and data collection, appropriate human and financial resources, and institutional rearrangements.


Identify risk

The first step comprises an assessment of how climate-related hazards interact with the exposure and vulnerability of a system including socio-economic factors. The interaction of these factors determines the overall risk for the affected system.

Assess magnitude of impacts

In order to allow for effective planning, the assessment includes evaluating the magnitude of the expected impacts and the identification of potential losses and damages by applying a suitable combination of methods.

Identify measures

Based on a cost-benefit analysis, the most promising risk management options to deal with risks can be selected and combined into a smart mix of measures. This forms the basis for the integration of climate policy measures into public budgets and national policies.

CRM measures

In order to attain the smartest mix of measures for a given situation, the CRM framework links tried-and-tested measures with innovative instruments and transformational approaches in a comprehensive and integrated way.

Prioritise and fund measures

Prioritised measures must be context-specific and sustainable, and must engage affected populations. Institutional integration is crucial to mainstream CRM considerations into new and existing development planning and budgeting processes, within all relevant institutions and sectors, and at all levels.

Monitor and evaluate

Monitoring and evaluation of implemented measures lead to continuous learning that feeds into the CRM framework and informs future decision making.


The CRM framework allows for decision-makers to take account of fresh evidence and insights, newly available data, and lessons-learnt from monitoring and evaluation. This flexibility is fundamental, especially for integrating innovative and transformative instruments and approaches.

Climate Risk Assessment

CRA builds the foundation for successful CRM. By identifying risk and assessing the magnitude of impacts on people, assets, value chains, (critical) infrastructure, settlements, and ecosystems, CRA informs decision makers about possible options for action.

Decisions making and implementation

The CRM framework informs and supports decision making and implementation. To identify the smartest mix of CRM measures for a given context, it is crucial to understand the organisational and economic ability of countries, communities, and the private sector to adapt and respond to risk.

Mitigation and sustainable development

Risk results from the interaction of vulnerability, exposure, and hazard. While the occurrence of climate-related hazards can be reduced through mitigation measures, the exposure and vulnerability of people and assets are mainly linked to sustainable development indicators and CRM.

Climate change adaptation and disaster risk reduction:

The CRM framework combines tried and tested approaches from CCA (e.g. climate-smart agriculture; ecosystem-based adaptation) and DRR (e.g. early warning systems; contingency planning; civil protection plans) to minimise losses and damages.

Risk finance, insurance, and transformational approaches

Risk finance mechanisms (e.g. climate risk insurance; contingency funds; social protection) provide security against the loss of assets, livelihoods, and lives. Transformational approaches include the diversification of livelihoods, flexible and participatory decision-making, and adaptive management approaches.