Climate-generated risks impose high and disproportionate impacts on vulnerable groups such as women, children, older adults and other socially excluded groups. These groups are usually financially vulnerable and have little or no access to instruments such as insurance, credit, and savings, which are essential for building resilience and mitigating the economic impacts of disasters.
Through in-depth desk research and key informant interviews, this paper synthesises the Climate Disaster Risk Finance and Insurance (CDRFI) landscape in Costa Rica, focusing on identifying relevant gaps in integrating gender and, in part, social inclusion. To this end, the report presents Costa Rica’s vulnerability to climate-induced disasters, the differentiated vulnerabilities to climate change impact, and a review of the country’s CDRFI-related policy frameworks, ongoing initiatives and emerging opportunities. The report is limited to and based on the available documentation and programmes on CDRFI in Costa Rica and insights from key informant interviews.