Climate change presents significant challenges; however, its effects are not gender-neutral and intersect with existing inequalities related to gender, income, location, and social status, often resulting in heightened risks for women in specific contexts. This unequal burden emphasises the importance of inclusive approaches to climate action and targeted strategies that address the underlying vulnerabilities, circumventing unintended negative consequences. This analysis attempts to map the current CDRFI policies and programmes, provide diagnoses of systemic gender gaps, and formulate evidence-informed recommendations to make Bangladesh’s CDRFI landscape more gender-responsive, socially inclusive, and effective.

Rwanda has introduced specific CDRFI programmes to improve financial inclusion and mitigate the economic impact of climate-induced disasters, such as floods and droughts. Nonetheless, the findings of this analysis show that gaps remain in accessibility and uptake of formal insurance by women smallholder farmers and vulnerable groups.

This report provides a comprehensive review of national policies, strategies, and programmes incorporating CDRFI and gender, to identify existing gaps and offer recommendations for improve ment to strengthen the gender responsiveness and social inclusion of CDRFI solutions.

The Gambia is increasingly vulnerable to climate change, facing threats such as rising sea levels and more frequent and intense disasters. Recurring droughts and floods lead to significant economic and social losses, highlighting the nation’s vulnerability. These climate-related events disproportionately affect women and marginalised social groups due to factors like reliance on rain-fed agriculture and limited access to resources. This report aims to address this critical need by analysing the extent to which gender considerations are currently integrated into CDRFI in The Gambia, identifying key challenges and gaps, and providing actionable recommendations for fostering a more inclusive and resilient future.