Rwanda has introduced specific CDRFI programmes to improve financial inclusion and mitigate the economic impact of climate-induced disasters, such as floods and droughts. Nonetheless, the findings of this analysis show that gaps remain in accessibility and uptake of formal insurance by women smallholder farmers and vulnerable groups.

This report provides a comprehensive review of national policies, strategies, and programmes incorporating CDRFI and gender, to identify existing gaps and offer recommendations for improve ment to strengthen the gender responsiveness and social inclusion of CDRFI solutions.

The Gambia is increasingly vulnerable to climate change, facing threats such as rising sea levels and more frequent and intense disasters. Recurring droughts and floods lead to significant economic and social losses, highlighting the nation’s vulnerability. These climate-related events disproportionately affect women and marginalised social groups due to factors like reliance on rain-fed agriculture and limited access to resources. This report aims to address this critical need by analysing the extent to which gender considerations are currently integrated into CDRFI in The Gambia, identifying key challenges and gaps, and providing actionable recommendations for fostering a more inclusive and resilient future. 

This analysis examines the integration of gender within CDRFI policies, programmes and instruments to increase financial protection for vulnerable people in Malawi. It identifies systemic barriers and provides actionable recommendations to ensure equitable access to financial resources that build resilience and mitigate the economic impacts of climate-related disasters.