This Stocktake and Gap Analysis Report is a comprehensive account of the CDRFI landscape, protection gaps, and opportunities to close these gaps in The Gambia. This work is spearheaded by MoFEA, MECCNAR, with support from NDMA and NSPA as well as the locally established task force of national and international stakeholders, with support from  the Global Shield Secretariat. Furthermore, this document includes contributions from international partners, including the Global Risk Modelling Alliance (GRMA), Microinsurance Network (MiN), the Centre of Excellence on Gender Smart Solutions (COE), Oxford Policy Management (OPM), and the World Bank Group. The report sheds light on financial protection gaps through an assessment of policy and institutional frameworks, the regulatory environment, existing CDRFI activities, as well as a quantitative and qualitative risk analysis focused on priority sectors vulnerable to climate impacts, including agriculture, tourism, and infrastructure. The report presents recommendations to enhance financial resilience, including adaptive social protection and anticipatory action mechanisms, and to strengthen The Gambia’s capacity to respond effectively to climate and disaster risks, leveraging both national and international partnerships.